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Cloned credit cards offer convenience, privacy, and immediate access to funds. They allow you to make purchases, pay for services, and withdraw cash without linking to a personal account. Cloned cards are also helpful if you need privacy in online shopping or need to separate transactions from your primary account.

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A clone credit card is a fake copy of a valid credit card. Cybercriminals steal credit card data using different methods and then use that data to create a duplicate card. This cloned card can be swiped or tapped at stores and used online, just like a real card.

The cloned card has the same card number, expiration date, and CVV code as the original, but it is not issued by the bank. Criminals may encode this data onto a blank magnetic stripe card or even a plastic card that looks like the original.

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